Back to home

Referral partner program

Help your clients get finance-ready.

For loan officers, car dealers, business capital brokers and real estate professionals. Register below — once approved, you'll receive partner portal access by email and text to track your referrals.

Partners never promise clients deletions, score increases, or financing approvals.

How partner commissions work

  • One-time 30% commissionYou earn a one-time 30% commission of the service fee charged to the client you refer.
  • Bank wire or PayPalCommission payments are made through your choice of bank wire or PayPal.
  • Financial information requiredAfter approval you get portal access to track progress, and you'll need to complete your financial information sign-up before commission payments can be issued.

Frequently asked questions

When do I earn the one-time commission?

Your one-time 30% commission is earned after two things have both happened for the client you referred: their first round of disputes has been filed with the credit bureaus, and their first service fee payment has cleared. The client's service fee is drafted after their first round of disputes is filed, and they may split the service fee into installments during that first round — your commission is earned once their first payment clears.

How is a referral attributed to me?

Attribution is based on what the client tells us. When the client enrolls, they are asked who referred them, and the partner they name is requested and logged on the client's internal file. That record ties the referral to you and shows up in your partner portal — so make sure your clients know to mention you when they enroll.

When are commission payments issued?

Payments are issued after the client's payment that your commission is based on has cleared, and after you've completed your financial information sign-up. Commission payments are made through your choice of bank wire or PayPal, and you can track your referrals' progress in your partner portal at any time.